Who do I add to my loan?

Ready to begin the loan process to hunt for your next home? At Midstate Mortgage, we are excited to get that task started for you! 

One important thing to consider — will you be applying for the loan by yourself or with your spouse? When thinking through all of your options, here are a few things to consider: 

• If your income qualifies you for the loan amount needed, it may be easiest to apply with just yourself on the application. 

• If you are looking for a larger loan amount, it may be best to apply with your spouse or another family member on the application. It’s important to note that your family member’s credit score will play a part in the size of loan that you are approved for. 

At MidState, the pre-approval process is easy and quick! And even better than that — there’s no upfront fee required! That way, you’re not locked into a financial investment until you know we’re the right fit. 

Interested in learning more? Reach out to us via email. We’re here to make getting a mortgage easy!