ABOUT US
Our team is committed to serving the local Macon, GA community.
We provide clients with the highest quality financial services combined with the lowest rates available in Georgia. Our outstanding mortgage professionals will work with you one-on-one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of loan officers can help you find the right loan program at the lowest rate no matter what your needs are.
Our goal is to create lasting relationships with each of our clients in central Georgia.
We strive to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. Our name is trusted throughout the Macon, GA community.
MEET OUR TEAM
CINDY JONES
Mortgage Specialist | cindy@midstatemtg.com | NMLS 152807
Cindy graduated from the University of Georgia in 1974. She raised three boys and got into the mortgage business in 1999. Cindy later started her own business a few years later in 2001. She loves animals, cooking, and entertaining friends and family. She adores her grandchildren—Benjamin Jr., Parker, Christopher, and Candler. As a mortgage specialist, Cindy loves helping clients with all their mortgage needs. Let her know how she can help you today!
STEPHEN JONES
Loan Officer | stephen@midstatemtg.com | NMLS 152799
As a native Macon resident, Stephen has been with the MidState Mortgage team since 2008. After attending Stratford Academy in high school, Stephen went on to attend the University of Alabama where he majored in Environmental Science. Stephen loves to do anything outdoors! Stephen and his wife Merritt have two young boys, Parker and Candler. Stephen loves the mortgage business and assisting clients as a loan officer. Contact him with any of your mortgage questions!
SHERRI NICHOLLS
Loan Officer | sherri@midstatemtg.com | NMLS 913904
Sherri is a native of Georgia and attended Georgia College & State University in Milledgeville. In her free time, she loves to travel. Sherri has worked in mortgage lending for 21 years and enjoys helping borrowers through the homebuying process. She is ready to answer any questions you may have!
KARA GARRETT
Processor | kara@midstatemtg.com
Originally from Albuquerque, New Mexico, Kara has lived in Macon for 11 years now. She fell in love with the downtown art and music community here and has met so many forever friends through it. She married a native Georgian, and they have two young kids: a seven-year-old daughter and a four-year-old son. She and her family enjoy Atlanta United MLS soccer, music, traveling, visiting family scattered around the country, and playing outside. Kara loves being a part of the team at MidState Mortgage. Her mission is to help ease the process for all parties involved for a quick and easy closing. Let her know how she can help you today!
SHANE BRIDGES
Loan Officer | shane@midstatemtg.com | NMLS 270141
Shane loves the outdoors! Whether riding his bike or working on woodworking projects, he is always up for new adventures. He has been a loan originator since 2011 and is the backbone of our team.
JULIE TERRELL
Loan Officer | julie@midstatemtg.com | NMLS 272759
Julie loves the beach and traveling. She lives in Atlanta and has a son, two daughters, and a dog. Her focus is to help all of her clients as a loan officer for MidState Mortgage. Contact her today with any of your loan needs.
CARLA VENTO
Loan Officer | carla@midstatemtg.com | NMLS 451763
Carla began her career in banking in 1998 and transitioned to originating mortgage loans in 2001. She resides in Macon with her husband Alex, and her daughter Amelia. Her favorite things are mortgage lending and cooking! Carla loves helping people as they find their dream homes! Give her a call today.
RYAN RIDLEY
Loan Officer | ryan@midstatemtg.com | NMLS 2054633
Ryan grew up in Macon, attending Stratford Academy, and graduating from Mercer University with a degree in Business Management. In December of 2021 he married his high school sweetheart, Katie, and they moved back home to Macon in the summer of 2022. Ryan loves animals, especially his two rescue pups, Sadie and Mike. Ryan also enjoys playing golf, traveling, sports, fishing and spending time with his family and friends. He is excited to help you find a great deal on your next mortgage and provide you with the customer service experience you deserve. Give him a call today to see how MidState can help!
GARRETT BENNETT
Loan Officer | garrett@midstatemtg.com | NMLS 1510504
Garrett is a native Macon resident and graduate of Valdosta State University. He has been a mortgage lender in Middle Georgia for eight years and joined the MidState team in 2023. Garrett and his wife, Staci, have a 15-month-old son, Miles. He is a sports enthusiast, and when he’s not working, he enjoys biking. Garrett is ready to answer any of your mortgage questions today!
To speak directly with an experienced mortgage professional simply give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. We look forward to working with you.